How Repo Trucks Work

Repo men use repo trucks, like this self-loading wrecker, that can hookup a car and drive off in about 10 seconds. See more truck pictures.
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­People who lease cars, motorcycles or boats, or even those who purchase these vehicles with monthly payments, are sometimes surpri­sed to find that the bank will reclaim the vehicle if the bills aren't paid. Then again, some people are not surprised, as they knowingly dodge phone calls from banks and creditors in an effort to avoid making monthly payments. Of course, this behavior makes the task of finding and retrieving these vehicles that much more difficult. The repossession agent, usually known as a repo man, has the often difficult job of locating and recovering these vehicles.

­­­How do you take away someone's car when they don't want you to? The simplest way is to do it quickly and without them even knowing you were there -- with the exception of the suddenly missing car. The key to a smooth repo job is using the proper equipment at the right time. Believe it or not, an experienced repo man (or woman) can approach the vehicle, hook the towing apparatus to the car and drive off in about 10 seconds -- all without ever leaving the truck's cab. Sounds pretty sneaky, doesn't it? Most of the time, repo men have to be covert -- it's an important part of the job -- so repo equipment must be equally stealthy. In fact, sometimes it's difficult to determine that a truck is used for repossessions, because the towing gear can be stowed completely out of view.

Repossession agents have perfected these skills and technologies, mainly because the repo business is a dangerous business. There's a certain amount of risk involved when you're taking away someone's beloved car, so it pays to be quick and stealthy.

Read the next page to learn about some of the equipment repo men use to get the job done as quickly and safely as possible.