If you could have an accessory for your car that could potentially help you out of a jam with your insurance company, would you buy it? If you said yes, then there's good news. This device already exists. We're talking about dashboard cameras — or dashcams.
That's because a mounted dashboard camera will record everything that's happening in front of your car while you drive, essentially functioning as a silent witness to collisions or other incidents. A dashcam might also make would-be thieves or vandals think twice about messing with your car. And, as a bonus, you never know what else a dashcam might catch in the world just beyond your windshield.
Dashcams aren't as common in the United States as they are in many other countries, and the reasons for that are unclear. They aren't particularly expensive and they're easy to install and use.
The insurance industry's reluctance to fully embrace dashcams might be one contributing factor in their failure to achieve widespread usage, and that's really the only potential drawback of this useful tool. For now, let's take a closer look at the potential benefits of a dashcam.