Ready for that lake tour? First learn a bit about towing with an RV.

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Life is perfect. You've worked your tail off for far too long, and you've finally reached a point where you can leave behind the desk, the boss and lunch at the same old place day after day. You, friend, are ready to hit the open road. Perhaps you cashed in your 401(k) and bought a deluxe new RV. Maybe you've sold your stationary house to trade it in for one with wheels. You may have converted an old bus into an RV. Whatever your situation, you'll likely want to take along a few things that won't fit comfortably inside your motor home.

Take a car, for instance. Having an extra (and smaller) set of wheels along for the ride offers a lot more freedom to tour the charming main streets of the towns you visit. A small car is also a lot more energy efficient than driving your RV absolutely everywhere. If you're planning a tour of lakes, you'll probably have a boat in tow. Or perhaps you simply have too much stuff to fit into your RV; a small travel trailer is a good idea in a case like this.

­There are some factors you'll want to consider before you hitch up your vehicle to your RV and head up the highway. Do you have enough insurance to cover both your motor home and your towed vehicle? Are you aware of towing regulations that may change as you cross state lines? There are plenty of factors to towing, and you should be as familiar with them as possible before taking an extended trip.

In this article, we'll look at some of the special circumstances created by towing with an RV. On the next page, read about differences among state towing regulations.